Log in
Activate your card
Help
Cash your check in minutes** Activated, chip-enabled debit card required to use Ingo Money check cashing service. Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. Limits apply. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See Deposit Account Agreement (PDF) for details.
Cash your paychecks, government checks and personal checks quickly and safely with the Chirp™ app.
Exclusive offer: $5 credit when you cash a check. See details below.
Exclusive $5 offer!
Get a one-time $5 credit when you cash a check to your Chirp account** The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Chirp mobile app before the promo code expires on 12/31/21. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Chirp transaction history. All checks subject to review for approval. Fees may apply. Visit https://www.ingomoney.com/partners/greendot-terms-conditions/ for complete details. Not valid with any other offer. Limit one promotional incentive per Chirp user and one redemption per registered account. Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. Offer sponsored by Ingo Money. Chirp does not endorse or sponsor this offer.
Use this code in the app
GO2get5
Why wait to cash a check?
Cash your government checks, paychecks and personal checks quickly and safely.
How it works
Log in to the Chirp app and tap “Move money”
Log in to the Chirp app and tap “Move money”
Tap “Cash a check”
Tap “Cash a check”
Follow the simple instructions to take pictures of your check and enter your check amount
Follow the simple instructions to take pictures of your check and enter your check amount
Choose when you would like the money in your account
Choose when you would like the money in your account
Remember to enter GO2get5 to receive your one-time $5 exclusive launch offer and tap “Apply”*
Remember to enter GO2get5 to receive your one-time $5 exclusive launch offer and tap “Apply”** The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Chirp mobile app before the promo code expires on 12/31/21. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Chirp transaction history. All checks subject to review for approval. Fees may apply. Visit https://www.ingomoney.com/partners/greendot-terms-conditions/ for complete details. Not valid with any other offer. Limit one promotional incentive per Chirp user and one redemption per registered account. Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. Offer sponsored by Ingo Money. Chirp does not endorse or sponsor this offer.
Explore the benefits of cashing checks in the Chirp app
Your money right away
You decide! You can choose to get your money from checks cashed in minutes for a fee, 24 hours a day, 7 days a week.** Activated, chip-enabled debit card required to use Ingo Money check cashing service. Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. Limits apply. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See Deposit Account Agreement (PDF) for details.
Your money without a fee
There’s no fee to get your funds in 10 days if your check is approved and is not returned unpaid in 10 days.
Spend your money where you need it
If your account is funded, use your debit card to spend your money or to withdrawal cash from an ATM.** See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.